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AmaniBank
Diaspora-funded, locally delivered.

“Funded by family abroad.”

Supporting family back home? Send what they need—doctor visits, school fees, rent, or groceries. Delivered locally. You get proof every time.

AmaniBank solution visual
Care for home Prepaid Receipt-backed Sponsor in 60s

How it works

1. Sponsor selects service & beneficiary.
2. AmaniBank issues a redeemable code tied to the service.
3. Local merchant/clinic/school redeems → uploads proof → sponsor sees it.

Why sponsors love it

No more “did they really go to the clinic?” — everything is redeemed through approved partners, with timestamps and receipts.

The problem we’re solving
Diaspora Pain
Cash is leaky
Money meant for care, tuition, or food can be diverted — not from bad intent, but from urgent local needs.
Visibility Gap
No proof of service
“I sent money for Mom’s check-up… but she never went.” — Story every diaspora knows.
Trust Gap
Providers need assurance
Clinics and schools want guaranteed payment and fast settlement — they don’t want to chase family members.
AmaniBank = intention → verified local impact

We remove cash from the middle. Sponsors prepay specific, approved services. Recipients redeem them at approved partners. Merchants get paid. Everyone sees the same timeline.

  • Predefined services (Clinic visit, Homecare, Tuition, Food basket)
  • Tied to beneficiary (unique sponsor code per recipient)
  • Merchant uploads proof (receipt, visit note, timestamp)
  • Sponsor sees completion instantly
Value for all 3 stakeholders
Sponsors (Diaspora)

High motivation → low friction

  • Fund real services, not vague remittances
  • Add multiple beneficiaries (mum, uncle, cousin)
  • Real-time proof of use
  • Pay with card / mobile money
Recipients

Care that actually arrives

  • Visit clinic / receive homecare without paying upfront
  • Redeem with QR or offline code (low bandwidth)
  • See what services are sponsored for you
Merchants / Clinics / Schools

Guaranteed customers

  • Prepaid, diaspora-backed services
  • Easy redemption portal
  • Cleaner billing → faster settlement
What your family sees (It's simple)
1
Receive sponsorship
Your family member gets a simple SMS or WhatsApp message with a unique secure code for their service. No app needed.
2
Visit the provider
They visit the approved clinic, school, or store and simply show the code to the staff.
3
Service completed
The provider confirms the code, delivers the service, and uploads proof. You get a notification instantly.
Our Partner Network

Growing daily across clinics, schools, pharmacies, housing, and essentials — our local partners ensure every sponsored service is delivered with care and proof.

AmaniBank growing partner network
Transparency & proof of service

Every service generates an activity trail:

  • Sponsor funded → timestamped
  • Beneficiary redeemed at approved partner → timestamped + location
  • Merchant uploaded receipt / visit note → timestamped
  • Sponsor notified → visible in portal
Simple, Transparent Fees

No markups. No hidden charges. No surprises.
You pay the exact service cost + a small 7% platform fee.

This fee covers identity verification, provider settlement, and the proof-of-service timeline that gives you peace of mind.

What our sponsors are saying
“For the first time, I know the money I sent for my mother's check-up was *actually* used for her check-up. The receipt in the app was a huge relief.”
Sunil K., New Jersey (Parents in Bangalore)
“I used to send cash and just... hope. Now I sponsor my niece's tuition and get a notification from the school the moment they redeem it. This is a game-changer.”
Priya S., London (Family in Mumbai)
“My uncle is elderly and not tech-savvy. He just had to show an SMS code at the pharmacy. So simple.”
Rohan M., Toronto (Uncle in Hyderabad)
• You care for family back home • Sponsor services in 60 seconds with AmaniBank •